What's New

Stay Protected

Please make sure all of your contact information is up to date in our system. One of the ways we authenticate suspicious account activity is by phone number. Log into OnlineBanking, call (302) 368-2396, or stop by any of our branches to safeguard your accounts. Contact us before traveling, to ensure uninterrupted service.

Notice of Annual Meeting & Election of Board of Directors

Community Powered Federal Credit Union's 57th Annual Meeting will be held on Friday, January 25, 2019.

Two Directors will be elected to the board in accordance of Community Powered Federal Credit Union bylaws. The established nominating committee has nominated the following candidates: Kevin Neale and Tom Kenny.

Members are advised that Community Powered Federal Credit Union bylaws specify the following:

Any member in good standing, not less than 18 years of age is eligible for election to the board. Written petitions will be accepted by the nominating committee and must include a brief statement of qualifications, biographical information, and be signed by 1% of Community Powered Federal Credit Union members. Petition packets can be located on our website at: www.cpwrfcu.org/board.php. A completed nomination packet must be sent to the nominating committee at Community Powered Federal Credit Union, 1758 Pulaski Highway, Bear DE 19701 and postmarked by December 16, 2018.

Nominations will not be accepted from the floor and should the number of candidates equal the number of open positions, the chair may take a voice vote or declare each nominee elected by general consent.

KEVIN NEALE

Kevin Neale is currently employed with ADP as a Human Resource Outsourcing Solutions District Manager where he specializes in helping small to mid-sized businesses streamline processes and lower administrative costs. He lives in Wilmington, DE with his wife and two daughters. Kevin previously worked for Enterprise Rent-A-Car in a variety of management positions from 2005 until 2015. Mr. Neale is a graduate of Shippensburg University.

TOM KENNY

Tom Kenny resides in Charlestown, MD with his wife, Mary Beth, and their two Golden Retrievers. He's currently employed as a Life & Health Insurance Professional, licensed in MD, DE, PA, and VA. Tom has been involved in the New Castle County Chamber of Commerce, the Rotary Club of Elkton, and the North East Chamber of Commerce over the years. He's also had Board positions with the Route 40 Business Association, North East Chamber of Commerce and Community Powered. Tom and Mary Beth spend lots of time doting on their five grandchildren in Richmond, VA.

Mobile Deposit Tips

We have received questions regarding how our Mobile Deposit program works. Here are a couple of helpful tips that should make Mobile Deposit easier to use.

• Mobile Deposit Visibility: Deposits don't immediately show up in a member's account. Community Powered's Remote Deposit system settles after 3:00 p.m. on business days, so your deposits aren't visible until the following business day. For example, if someone makes a deposit on Friday, at 3:05 p.m., they should not expect to see it in their account before 4:00 p.m. on Monday. With this in mind, do not destroy the check until that deposit appears in your account. If you are unsure if your deposit was accepted, please click the "Check Deposit History" button and look at the "Accepted" tab.


• Mobile Deposit Hold: All mobile deposits have a 3 business day hold, so your deposit will not be immediately available.

To learn more about Mobile Deposit , or any of our other electronic banking products such as, Online Banking, Mobile Banking, Bill Pay, or eStatements, please visit our "Let's Get Digital" pages.

 

Equifax Data Breach

As you may know, millions of Americans had their personal information exposed by the recent Equifax^® data breach. Equifax states they found no evidence of unauthorized activity on its core consumer credit reporting database, other information was lost. According to Equifax, the breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver's license numbers. This is the sensitive information fraudsters need to commit identity theft.

Check with Equifax to find out if you've been impacted

Be assured that the Equifax breach does not affect Community Powered's security systems in any way, and that we continue to monitor member accounts 24/7.

Whether or not you were impacted, here are some things to keep in mind when it comes to actively protecting yourself in situations like this.

• Change usernames and passwords


• Check your credit reports from Equifax, Experian, and TransUnion for free by visiting AnnualCreditReport.com. Accounts or activity that you don't recognize could indicate identity theft.


• Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won't prevent a thief from making charges to your existing accounts.


• Monitor your existing credit card and bank accounts closely for charges you don't recognize.

It's important to keep in mind that any information put at risk by the Equifax breach is separate from your data at Community Powered, but we want to help you protect both.

We remain ever-vigilant in securing your credit union data and you can help by actively monitoring the activity on your accounts. If you observe suspicious activity, report it to us immediately.

Visit Identitytheft.gov/databreach to learn more about protecting yourself after a data breach.

 

Free 3 Month Trial Subscription to Sirius XM

Finance a pre-owned vehicle with our Auto Loan and you may qualify for a free three-month All Access Trial Subscription to SiriusXM! This is available on eligible factory-equipped pre-owned vehicles with no credit card necessary. Click here to learn more.

 

 

Protect Against Frauds, Scams, and Cyber Threats

The National Credit Union Administration has provided a valuable two-part series to help educate members about how to recognize, avoid, and report cyber fraud. Please take the time to learn this important information to help prevent you from becoming a victim of cybercrime.

Part one explains the techniques fraudsters use to contact consumers and shows how to detect and prevent fraud.

Part two provides helpful preventative techniques to assist consumers in identifying and combating different types of frauds, scams and cyber threats. It also outlines steps for reporting fraud and provides a brief introduction to EMV (Europay, MasterCard, Visa) technology designed to make point-of-sale transactions safer.

Your privacy is important to us! We are here to help safeguard your financial future by assisting you in protecting your identity.

Newsletters

Each issue of our newsletters are available in PDF format. PDF is a universal file format that preserves the fonts, images, graphics, and layout of any source document, regardless of the application and platform used to create it. For more information on PDF format, please visit www.adobe.com. To download the latest version of Adobe Reader, click here.

• Power Source - Fall 2018
• Power Source - Summer 2018
• Power Source - Spring 2018
• Power Source - Winter 2018
• Power Source - Fall 2017