Membership

Rates

Loan Rates | Savings Rates | Certificate Rates

Rates Effective: October 1, 2019

Loan Rates

Vehicle Loans Rate APR as Low as* Term (Months)
60 Month Vehicle (New 2020-2019) 3.490 3.490 60
72 Month Vehicle (New 2020-2019) 3.990 3.990 72
84 Month Vehicle (New 2020-2019) 4.990 4.990 84
96 Month Vehicle (New 2020-2019) 5.990 5.990 96
60 Month Vehicle (Used 2018-2015) 4.290 4.290 60
72 Month Vehicle (Used 2018-2015) 4.490 4.490 72
60 Month Vehicle (Used 2014-2010) 4.490 4.490 60
Other Vehicle Loans Rate APR as Low as* Term (Months)
Motorcycle (New 2020-2019) 5.990 5.990 60
Motorcycle (New 2020-2019) 5.990 5.990 84
Motorcycle (Used 2018-2015) 6.490 6.490 60
Motorcycle (Used 2018-2015) 6.490 6.490 84
Motorcycle (Used 2014-2010) 6.990 6.990 60
RV (New 2020-2019) 7.990 7.990 84
RV (New 2020-2019) $50K+ 6.990 6.990 120
RV (Used 2018-2015) 8.990 8.990 84
Home Equities Rate APR as Low as^ Term (Months)
3 Year Home Equity 5.000 5.000 36
5 Year Home Equity 5.500 5..500 60
7 Year Home Equity 6.000 6.000 84
10 Year Home Equity 6.250 6.250 120
15 Year Home Equity 6.740 6.740 180
Home Equity Line of Credit** 5.000 5.000 n/a
Other Loan Products Rate (%) APR as Low as* Term (Months)
Unsecured Fixed Rate/ Closed End 10.500 10.500 Up to 72
Unsecured Line of Credit/ Overdraft Protection 12.500 12.500 n/a
Share Secured 2.150 2.150 Up to 72
VISA Credit Card 9.88** 9.88** n/a
Home Improvement Loan - Maximum Loan Amount $7500 5.990 5.990 Up to 48
Home Improvement Loan – Maximum Loan Amount $15,000 7.990 7.990 Up to 72
Holiday Loan 5.990 5.990 12
Holiday Loan $1,501 - $3,000 7.990 7.990 Up to 24

Additional rates and terms are available upon request.

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.
**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.
^Rates based on loan to value less than or equal to 60%. Max loan to value is 95%.

Savings Rates

Account Type Minimum Balance Dividend Rate (%) APY* (%) Term (Months)
Regular Savings $5 .150 .150 n/a
Christmas Club .150 .150 n/a
Vacation Club .150 .150 n/a
IRA Shares .820 .820 n/a
Money Market ($50,000+) $50,000 .300 .300 n/a
Money Market ($25,000-$49,999) $25,000 .250 .250 n/a
Money Market ($10,000-$24,999) $10,000 .210 .210 n/a
Money Market ($2,500-$9,999) $2,500 .170 .170 n/a

*APY = Annual Percentage Yield

Certificate Rates

Certificates

Minimum Deposit Dividend Rate (%) APY* (%) Term (Months)
6 Month Share Certificate $500 .320 .320 6
12 Month Share Certificate $500 .550 .550 12
24 Month Share Certificate $500 .650 .650 24
36 Month Share Certificate $500 1.110 1.110 36
48 Month Share Certificate $500 1.300 1.300 48
60 Month Share Certificate $500 1.650 1.660 60
6 Month Share Certificate (Jumbo) $25,000 .420 .420 6
12 Month Share Certificate (Jumbo) $25,000 .650 .650 12
24 Month Share Certificate (Jumbo) $25,000 .750 .750 24
36 Month Share Certificate (Jumbo) $25,000 1.210 1.210 36
48 Month Share Certificate (Jumbo) $25,000 1.400 1.410 48
60 Month Share Certificate (Jumbo) $25,000 1.750 1.760 60
12 Month IRA Share Certificate $500 .550 .550 12
24 Month IRA Share Certificate $500 .650 .650 24
36 Month IRA Share Certificate $500 1.110 1.110 36
48 Month IRA Share Certificate $500 1.300 1.300 48
60 Month IRA Share Certificate $500 1.650 1.660 60

*APY = Annual Percentage Yield
^ APY = Annual Percentage Yield as of date of publication; valid on new money only. Active Community Powered checking account required. Not eligible with other offers. Penalty for early withdrawal. Limited time offer; rates/yields subject to change without notice. Minimum opening deposit is $500. Insured by NCUA. For people not receiving the News Journal, please pull this page up on your mobile device to qualify for this special offer in our offices.

Loan Rates | Savings Rates | Certificate Rates

 

 

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