Membership

Rates

Loan Rates | Savings Rates | Certificate Rates

Rates Effective: August 1, 2020

Loan Rates

Vehicle Loans Rate APR as Low as* Term (Months)
60 Month Vehicle (New 2021-2020) 2.990 2.990 60
72 Month Vehicle (New 2021-2020) 3.240 3.240 72
84 Month Vehicle (New 2021-2020) 3.490 3.490 84
96 Month Vehicle (New 2021-2020) 4.490 4.490 96
60 Month Vehicle (Used 2019-2016) 3.290 3.290 60
72 Month Vehicle (Used 2019-2016) 3.490 3.490 72
60 Month Vehicle (Used 2015-2011) 3.990 3.990 60
Other Vehicle Loans Rate APR as Low as* Term (Months)
Motorcycle (New 2021-2020) 4.990 4.990 60
Motorcycle (New 2021-2020) 4.990 4.990 84
Motorcycle (Used 2019-2016) 5.490 5.490 60
Motorcycle (Used 2019-2016) 5.490 5.490 84
Motorcycle (Used 2015-2011) 5.990 5.990 60
RV (New 2021-2020) 4.990 4.990 84
RV (New 2021-2020) $50K+ 5.990 5.990 120
RV (Used 2019-2016) 4.990 4.990 84
Home Equities Rate APR as Low as^ Term (Months)
5 Year Home Equity 3.490 3.490 60
10 Year Home Equity 3.750 3.750 120
15 Year Home Equity 3.990 3.990 180
20 Year Home Equity*** 3.990 3.990 240
Home Equity Line of Credit** 3.250 3.250 n/a
Other Loan Products Rate (%) APR as Low as* Term (Months)
Home Improvement Loan – Maximum Loan Amount $15,000 4.990 4.990 Up to 72
Credit Builder Loan*** 7.000 7.000 Up to 12
VISA Credit Card 9.88** 9.88** n/a
Unsecured Line of Credit/ Overdraft Protection 8.500 8.500 n/a
Unsecured Fixed Rate/ Closed End 7.500 7.500 Up to 72
Share Secured 2.150 2.150 Up to 72

Additional rates and terms are available upon request.

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.
**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.
***Subject to terms and conditions. See Credit Union for details.
^Rates based on loan to value of 70%. Other rates and terms available.

Savings Rates

Account Type Minimum Balance Dividend Rate (%) APY* (%) Term (Months)
Regular Savings $5 .010 .010 n/a
Christmas Club .010 .010 n/a
Vacation Club .010 .010 n/a
IRA Shares .500 .500 n/a
Money Market ($50,000+) $50,000 .200 .200 n/a
Money Market ($25,000-$49,999) $25,000 .150 .150 n/a
Money Market ($10,000-$24,999) $10,000 .100 .100 n/a
Money Market ($2,500-$9,999) $2,500 .070 .070 n/a

*APY = Annual Percentage Yield

Certificate Rates

Certificates

Minimum Deposit Dividend Rate (%)* APY* (%) Term (Months)
6 Month Share Certificate $500 .150 .150 6
12 Month Share Certificate $500 .250 .250 12
24 Month Share Certificate $500 .300 .300 24
36 Month Share Certificate $500 .400 .400 36
48 Month Share Certificate $500 .500 .500 48
60 Month Share Certificate $500 .600 .600 60
6 Month Share Certificate (Jumbo) $25,000 .200 .200 6
12 Month Share Certificate (Jumbo) $25,000 .300 .300 12
24 Month Share Certificate (Jumbo) $25,000 .350 .350 24
36 Month Share Certificate (Jumbo) $25,000 .450 .450 36
48 Month Share Certificate (Jumbo) $25,000 .550 .550 48
60 Month Share Certificate (Jumbo) $25,000 .650 .650 60
12 Month IRA Share Certificate $500 .150 .150 12
24 Month IRA Share Certificate $500 .250 .250 24
36 Month IRA Share Certificate $500 .400 .400 36
48 Month IRA Share Certificate $500 .500 .500 48
60 Month IRA Share Certificate $500 .600 .600 60

*APY = Annual Percentage Yield
^ APY = Annual Percentage Yield as of date of publication; valid on new money only. Active Community Powered checking account required. Not eligible with other offers. Penalty for early withdrawal. Limited time offer; rates/yields subject to change without notice. Minimum opening deposit is $500. Insured by NCUA. For people not receiving the News Journal, please pull this page up on your mobile device to qualify for this special offer in our offices.

Loan Rates | Savings Rates | Certificate Rates

 

 

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