Membership

Rates

Loan Rates | Savings Rates | Certificate Rates

Rates Effective October 1, 2018

Loan Rates

Vehicle Loans Rate APR as Low as* Term (Months)
60 Month Vehicle (New 2019-2018) 3.490 3.490 60
72 Month Vehicle (New 2019-2018) 3.990 3.990 72
84 Month Vehicle (New 2019-2018) 4.490 4.490 84
96 Month Vehicle (New 2019-2018) 4.990 4.990 96
60 Month Vehicle (Used 2017-2014) 4.290 4.290 60
72 Month Vehicle (Used 2017-2014) 4.490 4.490 72
60 Month Vehicle (Used 2013-2009) 4.490 4.490 60
Other Vehicle Loans Rate APR as Low as* Term (Months)
Motorcycle (New 2019-2018) 5.990 5.990 60
Motorcycle (New 2019-2018) 5.990 5.990 84
Motorcycle (Used 2017-2014) 6.490 6.490 60
Motorcycle (Used 2017-2014) 6.490 6.490 84
Motorcycle (Used 2013-2009) 6.990 6.990 60
Recreational Vehicles (New 2019-2018) 7.990 7.990 84
Recreational Vehicles (New 2019-2018) $50K+ 6.990 6.990 120
Recreational Vehicles (Used 2017-2014) 8.990 8.990 84
Home Equities Rate APR as Low as^ Term (Months)
3 Year Home Equity 4.750 4.750 36
5 Year Home Equity 5.250 5.250 60
7 Year Home Equity 5.750 5.750 84
10 Year Home Equity 6.000 6.000 120
15 Year Home Equity 6.490 6.490 180
Home Equity Line of Credit** 5.000 5.000 n/a
Other Loan Products Rate (%) APR as Low as* Term (Months)
Unsecured Fixed Rate/ Closed End 10.500 10.500 Up to 72
Unsecured Line of Credit/ Overdraft Protection 12.500 12.500 n/a
Share Secured 2.150 2.150 Up to 72
VISA Credit Card 0%1 0%1 n/a
Home Improvement Loan - Maximum Loan Amount $7500 5.990 5.990 Up to 48
Home Improvement Loan – Maximum Loan Amount $15,000 7.990 7.990 Up to 84
Holiday Loan 5.990 5.990 12

Additional rates and terms are available upon request.

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.
**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.
^Rates based on loan to value less than or equal to 60%. Max loan to value is 95%.
1.0% intro APR for 6 billing cycles, on new accounts only, from account opening on purchases. After that, 9.88% - 16.99% fixed APR based on your creditworthiness. 0% promotional rate begins on the date of account opening. Limited time offer, 10/1/18 until 12/31/18 and subject to membership eligibility. Line of credit is subject to credit approval. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.

Savings Rates

Account Type Minimum Balance Dividend Rate (%) APY* (%) Term (Months)
Regular Savings $30 .150 .150 n/a
Christmas Club .150 .150 n/a
Vacation Club .150 .150 n/a
IRA Shares .820 .820 n/a
Money Market ($50,000+) $50,000 .300 .300 n/a
Money Market ($25,000-$49,999) $25,000 .250 .250 n/a
Money Market ($10,000-$24,999) $10,000 .210 .210 n/a
Money Market ($2,500-$9,999) $2,500 .170 .170 n/a

*APY = Annual Percentage Yield

Certificate Rates

Certificates

Minimum Deposit Dividend Rate (%) APY* (%) Term (Months)
6 Month Share Certificate $500 .320 .320 6
12 Month Share Certificate $500 .550 .550 12
24 Month Share Certificate $500 .650 .650 24
36 Month Share Certificate $500 1.110 1.110 36
48 Month Share Certificate $500 1.300 1.300 48
60 Month Share Certificate $500 1.650 1.660 60
6 Month Share Certificate (Jumbo) $25,000 .420 .420 6
12 Month Share Certificate (Jumbo) $25,000 .650 .650 12
24 Month Share Certificate (Jumbo) $25,000 .750 .750 24
36 Month Share Certificate (Jumbo) $25,000 1.210 1.210 36
48 Month Share Certificate (Jumbo) $25,000 1.400 1.410 48
60 Month Share Certificate (Jumbo) $25,000 1.750 1.760 60
12 Month IRA Share Certificate $500 .550 .550 12
24 Month IRA Share Certificate $500 .650 .650 24
36 Month IRA Share Certificate $500 1.110 1.110 36
48 Month IRA Share Certificate $500 1.300 1.300 48
60 Month IRA Share Certificate $500 1.650 1.660 60

*APY = Annual Percentage Yield

Loan Rates | Savings Rates | Certificate Rates

 

 

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