Fee Schedule*

Share Accounts
Minimum Balance (under $5) $2.00/ Month
Dormant Account (under $200/Inactive for 1 years)$5.00/ Month
Return Mail/ Bad Address$10.00/ Month
Return Deposit Item$10.00/ Item
Non-Sufficient Funds$25.00/ Item
Statement Copies$3.00 per statement
Account Inquiry/Transfer By Phone $1.00 per item
Excessive Transaction Fee (over 6 per month)$10.00 per transaction
Share Draft/Checking Accounts
Monthly Fee (S77) (fee waived if enrolled to receive E-statements and direct deposit)$10.00/ Month
Non-sufficient funds return$25.00/ Item
NSF Deposit (Your Check)$25.00/ Item
NSF Collection Fee$15.00
Overdraft Transfer from Shares$10.00
Overdraft Transfer by Visa Debit Card$15.00
ACH Overdraft from Shares$10.00
Stop Payment - One / Checking or ACH$18.00
Stop Payment - Multiple$36.00
Copy of Cleared draft/check$3.00
Account Research$20.00/ hour
Money Market Minimum Balance $10.00 (Below $2500)
Outgoing Domestic$25.00
Outgoing International$50.00
Money Orders/ Cashier's Checks
Money Orders$2.00
Cashier's (Counter) Check$3.00
Stop Payment Cashier's Check$10.00
Stop Payment Money Order$5.00
Copy of Cleared Money Order$5.00
Debit Card
ATM Withdrawals (5 free per month)$1.00/ Each
Overdraft by Withdrawal$25.00/ Each
Replacement Card$10.00/ Each
Late Payment$25.00
Returned Item$25.00
Replacement Card$10.00
Late Charge (5 days past due)20% of interest due
Vehicle Lien Recording$55.00 (Delaware)
Home Equity RecordingDetermined By State of Record
Home Equity ReleaseDetermined By State of Record
Home Equity Application Fee$225.00
Home Banking
Basic ServiceFree
Bill PayerFree
Remote DepositFree

All fees are subject to change without prior notice. The above list is not an all inclusive list of fees charged by Community Powered Federal Credit Union.

*Effective March 22, 2021



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