Checking Accounts


Are you tired of high fees and charges found at so many other financial institutions but still have all of the convenience and high quality service you deserve? A Community Powered FCU Checking Account allows you to save money and easily manage your everyday financial needs. Just take a look at some of the benefits included in a Free account:

  • No Minimum Balance Requirement

  • No Monthly Service Fees

  • VISA® Debit Card

  • ATM Withdrawl up to $1000 daily

Manage your account with Mobile Banking, Mobile Check Deposit, and eStatements on your time – anywhere you are. Break free of needless charges and fees by applying today!

Overdraft Protection

An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway. We do not authorize and pay overdrafts for the following types of transactions unless you ask us to:

We pay overdrafts at our discretion. If we do not authorize and pay an overdraft, your transaction will be declined. You will be charged a fee* of $25 for each time you overdraw our account.

*All fees are subject to change without prior notice. The above fee is not an all-inclusive list of fees charged by Community Powered Federal Credit Union.

What You Need to Know About Overdrafts and Overdraft Fees

VISA® Debit/Check Card

Your Community Powered VISA® Debit/Check Card is accepted anywhere you see the VISA® logo. Use it in place of a check for fast, convenient transactions. The cost of your purchase is automatically deducted from your Share Draft/Checking Account. You can withdraw cash, verify account balances, and transfer funds at thousands of ATMs worldwide. We've recently intoduced Apple Pay and Google Pay so you can connect your Community Powered VISA® Debit/Check Card to your mobile device.

Apple Pay now available at Community Powered       Google Pay now available at Community Powered

Apply online today!

Direct Deposit

Direct Deposit is fast, simple way to deposit your money. When you choose Direct Deposit, your paycheck, benefits check, social security check, or retirement is deposited into your Community Powered Savings or Checking Account automatically. Funds from electronic direct deposit to your account will be available on the day we receive the deposit. You get your money quickly and securely without worrying about a lost or stolen check.

Payroll Deduction

Payroll Deduction allows you the ease and convenience of setting aside a certain amount each pay period to be deposited to the account(s) of your choice at Community Powered.

T3, the Touch Tone Teller

Access your credit union accounts anywhere at any time with our 24-hour automated teller. Simply call (302) 994-3617 or toll-free (800) 303-6980 for information about your account, to transfer funds and verify account balance.

It couldn’t be easier to apply for a Checking Account! Simply give us a call, apply online, or stop by one of our conveniently located offices to get started.

*All fees are subject to change without prior notice. The above fee is not an all-inclusive list of fees charged by Community Powered Federal Credit Union.

Make the Switch

Transfer your other financial institution accounts to Community Powered today - it's easy with our Switch Kit! Once you have opened your new Community Powered account, complete the forms below and return them to the appropriate recipient. Just that quickly and easily, your transactions have been moved to your new Community Powered account!

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