Checking
Start 2021 with a Community Powered Checking account. Not only do we offer free checking*, but we also have some other perks and benefits with our Checking accounts that won’t cost you a dime!
Here are some of the benefits included in a Free account:
- No Minimum Balance Requirement
- No Monthly Service Fees
- VISA® Debit Card
- Mobile Banking with Mobile Check Deposit
- No Per Check/Transaction Charge
- 5 Free ATM Withdrawals Per Month
- Online Banking with BillPayer
- Apple Pay and Google Pay
Manage your account with Mobile Banking, Mobile Check Deposit, and eStatements on your time – anywhere you are. Break free of needless charges and fees today. Apply here!
Overdraft Protection
An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway. We do not authorize and pay overdrafts for the following types of transactions unless you ask us to:
- ATM transactions
- Everyday debit card transactions
We pay overdrafts at our discretion. If we do not authorize and pay an overdraft, your transaction will be declined. You will be charged a fee* of $25 for each time you overdraw our account.
*Fees charged for Overdraft and Non-Sufficient Funds (NSF) Share Drafts. Eligibility restrictions apply.
What You Need to Know About Overdrafts and Overdraft Fees