Loans and VISA

VISA® Credit Card

Community Powered Federal Credit Union VISA Credit Card

  • No annual fee
  • 25-day grace period on purchases.
  • Balance tranfsers for 3% or $40
  • Pay your bill by mail, online, or at any Community Powered FCU branch office

Apply online today! For your Community Powered Federal Credit Union Credit Card
Or - Download, complete, print, and return this printable application
Spanish Printable Visa Application
(Please right click the printable application and save it to your computer to proceed.)

Important Change to VISA® Cash Back Reward Program

This notice is to inform you that as of October 1st, 2013 Community Powered Federal Credit Union’s VISA® Card will no longer participate in the Cash Back Rewards Program.

Please note that you will maintain the other benefits of your VISA® Card, as listed above.

Your final payment will be reflected on your October 2013 VISA® statement. If you have additional questions about this change, you can contact us at 302-368-2396, 877-368-2396, or by visiting any Community Powered FCU office.



Access your account electronically anytime, anywhere, 24 hours a day, 7 days a week.

Log on at

Go To My Card


Multi-Factor Authentication At

A new enhancement has been implemented to (GTMC) that will add another layer of security when accessing your card accounts online.

Beginning November 28, 2012 Multi-Factor Authentication (MFA) added an extra layer of protection to GTMC by letting users register challenge questions and answers to ensure that they are accessing the correct GTMC site and confirms that they are accessing their credit card account.

With increasing threats to financial institutions, adding an extra layer of security to GTMC is an important functionality used to address concerns of unauthorized access to financial accounts and to meet the Federal Financial Institutions Examination Council’s recommended guidance.

Cardholders will be required to go through a registration process and select three challenge questions the first time they login to GTMC after November 28. This same functionality will be enabled for the GTMC mobile site as well.

Please contact Member Support at 302-368-2396 with any questions.

With rates as low as 9.88% APR* on our VISA and enhanced security, now is a great time to apply!

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility and loan is subject to credit approval. Rate is subject to change. See Credit Union for details.



Protect your Community Powered FCU Visa Credit Card with a password when shopping online. Your Verified by Visa password helps ensure that only you can use your Visa Credit Card to make online purchases.

Register your card to be Verified by Visa!

Verified By VISA


Lost or Stolen VISA® Card

To report a lost or stolen VISA® Card please call: 1-800-442-4757


VISA® Customer Service

To speak to a VISA® customer service representative please call: 1-800-442-4757


Community Powered Federal Credit Union

To speak to a Community Powered Federal Credit Union representative please call: (302) 368-2396 or if outside New Castle County call toll-free: 1-877-368-2396


VISA® Disclosure Agreement

Download our VISA® Disclosure Agreement



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