Membership

Rates

Loan Rates | Savings Rates | Certificate Rates

Rates Effective November 1, 2014

Loan Rates

Description Rate (%) APR as Low as* Term (Months)
Unsecured Fixed Rate/ Closed End 10.500 10.500 60
Unsecured Fixed Rate/ Closed End 11.500 11.500 72
Unsecured Line of Credit/ Overdraft Protection 12.500 12.500 n/a
Share Secured 2.20 2.20 72
Whatever Loan 7.500 7.500 12
VISA Credit Card 9.88 9.88 n/a
Vehicle Loans Rate APR as Low as* Term (Months)
36 Month Vehicle (New) 1.990 1.990 36
48 Month Vehicle (New) 1.990 1.990 48
60 Month Vehicle (New) 2.490 2.490 60
72 Month Vehicle (New) 3.750 3.750 72
84 Month Vehicle (New) 4.450 4.450 84
36 Month Vehicle (Used 2013-2009) 2.490 2.490 36
48 Month Vehicle (Used 2013-2009) 2.490 2.490 48
60 Month Vehicle (Used 2013-2009) 3.450 3.450 60
72 Month Vehicle (Used 2013-2009) 3.950 3.950 72
84 Month Vehicle (Used 2013-2009) 4.750 4.750 84
36 Month Vehicle (2008 or older) 6.990 6.990 36
48 Month Vehicle (2008 or older) 6.990 6.990 48
Other Vehicle Loans Rate APR as Low as* Term (Months)
Motorcycle (New) 5.450 5.450 84
Motorcycle (Used 2013-2009) 5.750 5.750 60
Motorcycle (2008 or older) 8.000 8.000 48
Recreational Vehicles (New) 11.000 11.000 84
Recreational Vehicles (Used 2013-2009) 12.000 12.000 84
Home Equity Loans Rate APR as Low as* Term (Months)
3 Year Home Equity (80% LTV) 3.250 3.250 36
5 Year Home Equity (80% LTV) 3.750 3.750 60
7 Year Home Equity (80% LTV) 4.600 4.600 84
10 Year Home Equity (80% LTV) 5.000 5.000 120
15 Year Home Equity (80% LTV) 5.990 5.990 180
3 Year Home Equity (90% LTV) 4.250 4.250 36
5 Year Home Equity (90% LTV) 4.750 4.750 60
7 Year Home Equity (90% LTV) 5.600 5.600 84
10 Year Home Equity (90% LTV) 6.000 6.000 120
15 Year Home Equity (90% LTV) 6.990 6.990 180
Home Equity Line of Credit 80% LTV Variable Rate 5.000 5.000 n/a

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility and loan is subject to credit approval. Rate is subject to change. See Credit Union for details.

Savings Rates

Account Type Minimum Balance Dividend Rate (%) APY* (%) Term (Months)
Regular Savings $30 .200 .200 n/a
Christmas Club .200 .200 n/a
Vacation Club .200 .200 n/a
IRA Shares 1.090 1.090 n/a
Money Market ($50,000+) $50,000 .400 .400 n/a
Money Market ($25,000-$49,999) $25,000 .340 .340 n/a
Money Market ($10,000-$24,999) $10,000 .280 .280 n/a
Money Market ($2,500-$9,999) $2,500 .220 .220 n/a

*APY = Annual Percentage Yield

Certificate Rates

Certificates

Minimum Deposit Dividend Rate (%) APY* (%) Term (Months)
6 Month Share Certificate $500 .320 .320 6
12 Month Share Certificate $500 .550 .550 12
24 Month Share Certificate $500 .670 .670 24
36 Month Share Certificate $500 1.110 1.110 36
48 Month Share Certificate $500 1.400 1.400 48
60 Month Share Certificate $500 1.750 1.760 60
6 Month Share Certificate (Jumbo) $25,000 .420 .420 6
12 Month Share Certificate (Jumbo) $25,000 .650 .650 12
24 Month Share Certificate (Jumbo) $25,000 .770 .770 24
36 Month Share Certificate (Jumbo) $25,000 1.210 1.210 36
48 Month Share Certificate (Jumbo) $25,000 1.500 1.510 48
60 Month Share Certificate (Jumbo) $25,000 1.850 1.860 60
12 Month IRA Share Certificate $500 .550 .550 12
24 Month IRA Share Certificate $500 .650 .650 24
36 Month IRA Share Certificate $500 .750 .750 36
48 Month IRA Share Certificate $500 1.350 1.350 48
60 Month IRA Share Certificate $500 1.750 1.760 60

*APY = Annual Percentage Yield

Loan Rates | Savings Rates | Certificate Rates

 

 

Verified By VISAEqual Housing LenderFederally Insured
Community Powered FCU. All Rights Reserved 2014© Website Designed by Epic Marketing Consultants Corp.