Membership

Rates

Loan Rates | Savings Rates | Certificate Rates

Rates Effective December 1, 2016

Loan Rates

Description Rate (%) APR as Low as* Term (Months)
Unsecured Fixed Rate/ Closed End 10.500 10.500 72
Unsecured Line of Credit/ Overdraft Protection 12.500 12.500 n/a
Share Secured 2.150 2.150 72
Whatever Loan 7.500 7.500 12
VISA Credit Card 9.88** 9.88** n/a
Holiday Loan 5.990 5.990 24
Vehicle Loans Rate APR as Low as* Term (Months)
60 Month Vehicle (New 2017-2016) 2.490 2.490 60
72 Month Vehicle (New 2017-2016) 2.790 2.790 72
84 Month Vehicle (New 2017-2016) 2.990 2.990 84
96 Month Vehicle (New 2017-2016) 3.990 3.990 96
60 Month Vehicle (Used 2015-2011) 2.790 2.790 60
72 Month Vehicle (Used 2015-2011) 2.990 2.990 72
60 Month Vehicle (Used 2010 - 2006) 2.990 2.990 60
Other Vehicle Loans Rate APR as Low as* Term (Months)
Motorcycle (New 2017-2016) 4.990 4.990 84
Motorcycle (Used 2015-2011) 5.750 5.750 84
Motorcycle (Used 2010 - 2006) 5.990 5.990 60
Recreational Vehicles (New 2017-2016) 7.990 7.990 84
Recreational Vehicles (New 2017-2016) $50K+ 6.990 6.990 120
Recreational Vehicles (Used 2015-2011) 8.990 8.990 84
Home Equities Rate APR as Low as* Term (Months)
3 Year Home Equity (60% LTV) 3.000 3.000 36
5 Year Home Equity (60% LTV) 3.500 3.500 60
7 Year Home Equity (60% LTV) 4.350 4.350 84
10 Year Home Equity (60% LTV) 4.740 4.740 120
15 Year Home Equity (60% LTV) 5.740 5.740 180
3 Year Home Equity (80% LTV) 3.250 3.250 36
5 Year Home Equity (80% LTV) 3.750 3.750 60
7 Year Home Equity (80% LTV) 4.600 4.600 84
10 Year Home Equity (80% LTV) 4.990 4.990 120
15 Year Home Equity (80% LTV) 5.990 5.990 180
3 Year Home Equity (90% LTV) 4.250 4.250 36
5 Year Home Equity (90% LTV) 4.750 4.750 60
7 Year Home Equity (90% LTV) 5.600 5.600 84
10 Year Home Equity (90% LTV) 5.990 5.990 120
15 Year Home Equity (90% LTV) 6.990 6.990 180
3 Year Home Equity (95% LTV) 5.500 5.500 36
5 Year Home Equity (95% LTV) 6.000 6.000 60
7 Year Home Equity (95% LTV) 6.850 6.850 84
10 Year Home Equity (95% LTV) 7.240 7.240 120
15 Year Home Equity (95% LTV) 8.240 8.240 180
Home Equity Line of Credit 60% LTV Variable Rate 3.250 3.250 n/a
Home Equity Line of Credit 80% LTV Variable Rate 3.500 3.500 n/a
Home Equity Line of Credit 90% LTV Variable Rate 4.500 4.500 n/a
Home Equity Line of Credit 95% LTV Variable Rate 5.750 5.750 n/a

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.
**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.

Savings Rates

Account Type Minimum Balance Dividend Rate (%) APY* (%) Term (Months)
Regular Savings $30 .150 .150 n/a
Christmas Club .150 .150 n/a
Vacation Club .150 .150 n/a
IRA Shares .820 .820 n/a
Money Market ($50,000+) $50,000 .300 .300 n/a
Money Market ($25,000-$49,999) $25,000 .250 .250 n/a
Money Market ($10,000-$24,999) $10,000 .210 .210 n/a
Money Market ($2,500-$9,999) $2,500 .170 .170 n/a

*APY = Annual Percentage Yield

Certificate Rates

Certificates

Minimum Deposit Dividend Rate (%) APY* (%) Term (Months)
6 Month Share Certificate $500 .320 .320 6
12 Month Share Certificate $500 .550 .550 12
24 Month Share Certificate $500 .650 .650 24
36 Month Share Certificate $500 1.110 1.110 36
48 Month Share Certificate $500 1.300 1.300 48
60 Month Share Certificate $500 1.650 1.660 60
6 Month Share Certificate (Jumbo) $25,000 .420 .420 6
12 Month Share Certificate (Jumbo) $25,000 .650 .650 12
24 Month Share Certificate (Jumbo) $25,000 .750 .750 24
36 Month Share Certificate (Jumbo) $25,000 1.210 1.210 36
48 Month Share Certificate (Jumbo) $25,000 1.400 1.410 48
60 Month Share Certificate (Jumbo) $25,000 1.750 1.760 60
12 Month IRA Share Certificate $500 .550 .550 12
24 Month IRA Share Certificate $500 .650 .650 24
36 Month IRA Share Certificate $500 1.110 1.110 36
48 Month IRA Share Certificate $500 1.300 1.300 48
60 Month IRA Share Certificate $500 1.650 1.660 60

*APY = Annual Percentage Yield

Loan Rates | Savings Rates | Certificate Rates

 

 

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