Loans and VISA

Loans

Home Equity Loans

A Home Equity Loan enables you to finance home improvements, pay for higher education, and even consolidate higher interest rate debt. This is a closed-end, fixed rate loan secured by a lien against your home. The amount of the loan depends on the amount of equity in your home. Our loan specialists are available to discuss all options. Enjoy the spending power you need, relax knowing that your rate and your monthly payments are fixed, and benefit from a deduction at tax time.

Apply online today!
Or - Download, complete, print, and return this printable application
Spanish Printable Loan Application

View our rates.

*Limited time offer and subject to membership eligibility and loan is subject to credit approval. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rate is subject to change. See Credit Union for details.

 

Home Equity Line of Credit

Our variable rate Home Equity Lines of Credit lets you access funds up to your approved limit. These are revolving lines of credit based on the equity in your home. The rate is set by the sum of the Wall Street Journal Prime Rate and the margin is determined by your personal credit score.

Apply online today!
Or - Download, complete, print, and return this printable application
Spanish Printable Loan Application

View our rates.

*Limited time offer and subject to membership eligibility and loan is subject to credit approval. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rate is subject to change. See Credit Union for details.

 

Vehicle Loans

Avoid dealership haggling by getting behind the wheel of a Community Powered pre-approved auto loan. We offer a variety of loans and terms to fit your budget. You may even get a pre-approved loan before you go car shopping. Our fantastic rates offer you peace of mind knowing that you do not have to deal with hidden costs and the unknowns of dealer financing.

Apply online today!
Or - Download, complete, print, and return this printable application
Spanish Printable Loan Application

View our rates.

 

HOT! - Auto Loan Special

Regardless if you are looking to buy a new vehicle or refinance your current vehicle, Community Powered has a deal for you!

It's easy! Just bring your loan paperwork in to one of our offices and ask to speak with a loan officer about refinancing your current loan. If we can’t lower your current payment by $50, we’ll give you $50*!

Not looking to refinance? We’re also offering rates as low as 1.99% APR** for new Auto Loans and 2.49% APR** on pre-owned Auto Loans. Apply today!

*Good on all qualified automobiles with approved credit. Vehicles financed through dealer with 0% financing not eligible. Leased vehicle and existing CPFCU loans are not eligible. Open to members age 18 or older in good standing, who have made all loan payments on time on vehicle in question. Verification of income required. Offer expires September 30, 2014. Maximum loan terms apply (84-month term maximum). 1.99% APR* only available on new 2014 vehicles. Credit Union reserves the right to extend payments over longest term to lower payments. This may impact the interest rate of the loan.

**APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility and loan is subject to credit approval. Rate is subject to change. See Credit Union for details.

 

Enterprise Auto Sales

Looking for a new-to-you set of wheels? Community Powered has a partnership with Enterprise Car Sales to help get you on the road and save. Find your vehicle and come see us for the financing!

Click here to learn more.

 

 

Personal Loans

Need to make a long-awaited purchase or goal happen? Whether it’s Back-to-School time or time to replace the family computer, Community Powered has a Personal Loan designed to fit your needs. Our Personal Loans offer a variety of benefits, including a low-rate, flexible scheduling, and a revolving line of credit up to your approved limit. No collateral is required, so you can rest assured that your home and other valuable assets are protected.

Community Powered Personal Loans can be used for any reason.

  • Whatever Loan – The sky is the limit with a Whatever Loan. Whatever your needs, this loan can help make your dreams come true.

  • Back-To-School Loan – Turn your Back-To-School list from hassle to handled.

  • Bike Loan – Get moving with a Bike Loan to start your cycling plans rolling.

  • Landscape Loan – Spruce up your surroundings with our Landscape Loan, guaranteed to up your curb appeal!

  • Tech Loan – Stay plugged in to the latest software and technology with a Tech Loan.

  • Vacation Loan – Our low-rate Vacation Loan will help you find your spot in the sun, no matter what time of year it is.

  • Wedding Loan – Make your special celebration and honeymoon perfect with a Wedding Loan.


“Back “Bike Technology Loans

We have a loan that will fit your lifestyle - If you don’t see yours, ask us!

Apply online today!

Or - Download, complete, print, and return this printable application

Spanish Printable Loan Application

View our rates.

*Limited time offer and subject to membership eligibility and loan is subject to credit approval. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rate is subject to change. See Credit Union for details.

 

Savings/Certificate Secured Loans

A Savings/Certificate Secured Loan allows you to borrow against your savings account certificate. You may use funds you have on deposit with Community Powered as collateral for a secured loan. You pay an affordable rate while continuing to earn interest on your savings or investment account. This type of loan is ideal for members looking to establish or re-establish his or her credit.

Apply online today!
Or - Download, complete, print, and return this printable application
Spanish Printable Loan Application

View our rates.

*Limited time offer and subject to membership eligibility and loan is subject to credit approval. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rate is subject to change. See Credit Union for details.

 

 

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